E-Signature Technology in Banking Onboarding: A Pathway to Digital Transformation

Authors: Vikas Kulkarni

DOI: https://doi.org/10.5281/zenodo.14607771

Short DOI: https://doi.org/g8xxqg

Country: USA

Full-text Research PDF File:   View   |   Download

Abstract: The banking sector is undergoing a seismic shift toward digital transformation, with e-signature technology emerging as a critical enabler of efficient, secure, and compliant customer onboarding processes. This paper explores the role of e-signature technology in modern banking, focusing on its architecture, technical implementation, and the challenges it addresses. By integrating concepts such as microservices, resilience patterns, and scalability, the discussion extends to practical applications in banking and high-transaction industries, substantiating the discourse with real-world examples. The adoption of e-signatures not only accelerates transactional workflows but also reduces errors and fraud risks, offering a comprehensive solution for digital-first strategies. This paper further explores the evolving regulatory landscape and how organizations can adapt their e-signature solutions to meet diverse compliance requirements across jurisdictions. By understanding the transformative potential of this technology, banks can position themselves as leaders in a competitive digital economy.

Keywords: -

Paper Id: 231972

Published On: 2023-10-09

Published In: Volume 11, Issue 5, September-October 2023

Share this